Our
Team

Our Story

Common Sense Financial Planning was born out of the idea that everyone deserves the ability to receive common sense financial advice.

Based in Onekawa, Napier, the Common Sense Financial Planning team have decades of experience helping clients from all walks of life pursue their vision of True Wealth.

We specialise in helping our clients to plan for the future, protect themselves and their family against the unknown and manage their wealth with a disciplined, tried and true investment approach enable them to achieve their goals.

Our clients are at the heart of everything we do, we want to see them living their vision of true wealth, whatever that maybe and have a huge amount of pride and joy in knowing we helped them along that journey.

Our Team

Brad MacDonald

Director and Authorised Financial Adviser

A born and bred Hawkes Bay boy Brad and his wife Yvette live locally in Hastings having met more than 20 years ago while Brad was in the Royal New Zealand Navy living in Auckland. After leaving the RNZN, Brad and Yvette made a move from the big smoke was best for their young family and decided to come home to ‘The Bay’. After a number of years working in local and national account management roles Brad wanted to help people and a move into holistic financial planning and advice came about.

Brad had been providing retirement and financial planning advice for several years at another well known financial planning practice in HB before joining forces with Gary in 2018 to form Common Sense Financial Planning.

Brad is a self-described sports nut and still plays cricket along with a bit of golf. When he isn’t helping people Brad enjoys getting into the great outdoors and everything that HB has to offer. Brad is also an active member of the Napier Rotary Club and is proud to help the community through the various fundraising activities that the club provides. 

Gary Hemmings

Registered Financial Adviser

Originally  from Pahiatua, Gary worked in the meat industry and spent some 15 years managing freezing works around NZ. In 1987 he moved to the financial services industry based in Hawkes Bay.

Gary and his wife Lynne live in Taradale and enjoy spending time supporting the grandkids in all their endeavours, especially sporting.

Gary’s three passions in life are family, sport and service to youth and community through Rotary.

Kaye Kampkes

Office extraordinaire

Kaye manages the day to day requirements of Common Sense Financial Planning, whether that is assisting with managing claims, organising networking events or simply keeping Gary and Brad on track (easier said than done).

Kaye and her husband Bart live in Taradale, and have a couple of older children and two very lucky young grandson’s Logan and Austin who both get spoilt rotten.

Kaye growing up in HB enjoys all that the bay has to offer.

Our Services

What we do

Our passion is to help people from all walks of life find their own vision of true wealth. That means helping define what true wealth looks like for you, putting a plan in place to pursue your vision, then partnering with you to grow, protect and maintain that wealth.

Financial Planning

We will design a plan to evaluate your current financial situation and direct you toward true financial freedom.

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Retirement Planning

We are here to help you avoid your own personal retirement crisis, by putting in a financial plan using our Common Sense process.

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Risk Management

We will help you understand the risks to achieve your true wealth vision and develop a plan to protect those you care about most.

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Investment Management

Our disciplined, evidence based strategies provide your portfolio with the proactive service you need to pursue your goals.

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Legacy Planning

We will help create a comprehensive estate plan that leaves little to chance, along with teaching you how your assets will be distributed to the next generation.

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Our Services

What we do

Our passion is to help people from all walks of life find their own vision of true wealth. That means helping define what true wealth looks like for you, putting a plan in place to pursue your vision, then partnering with you to grow, protect and maintain that wealth.

Insights

Schedule a Consultation

In 15 minutes we can get to know you – your situation, goals and needs – then connect you with an advisor committed to helping you pursue true wealth.

Office Phone
06 843 1915

Office Hours
Mon – Fri 9:00am – 4:00pm

Doug and Renae

“We have been working with Brad over the last 12 months, he has tailored our insurance plan to suit our lifestyles, it is always easy when we meet with Brad and he ensures that we have a full understanding of our policies.”

Graeme and Julie

“We had huge concerns about retirement… There were lots of questions and we didn’t know who to talk to regarding our finances. Then Brad came across our path and he was able to answer the questions, give us direction and explain options we had not thought of, with regard to setting realistic reachable goals. Thanks Brad !!”