Common Questions,
Uncommon Answers

Common Questions, Uncommon Answers

Your biggest financial questions have answers, we promise.

It’s a common question: What does a financial adviser do? With all the investment tools and technology at your disposal, your financial adviser needs to be worth the fees you pay. That’s why we focus on value.

We provide value through the services we offer – which go much deeper than just investments – and through the transparency of our fees. We’ve studied all aspects of financial advice, we’re qualified, we’re experienced, and we put your interests ahead of our own. Common Sense Financial Planning clients have access to all of our services.

We are asked all the time: Do I even need a financial adviser? At what point does a do-it-yourselfer need a financial collaborator? The answer is different for every person. We have clients who are looking to build wealth, looking to protect wealth, and looking to pass wealth onto the next generation. In other words: We serve every type of investor.

Whether you’re looking for just one specific service – like a tertiary savings plan for your children or an investment account to supplement your KiwiSaver – we can help. In fact, we collaborate with you to help you pursue your goals.

Our team brings years of experience and highly specialized education and training. But more than anything, we want to deliver on our promise:

Fiduciary comes from the Latin for “trust.” Our financial advisors work by the fiduciary standard, which means we put your interests first – not commissions, not agendas. We only succeed when you do.

Your assets are just that – yours. We will help you clarify the values and goals that drive your financial life. Money is a relationship business, not a mere numbers game, and each person’s journey is unique.

We will fully explain our fee structure right away so you know what you’re paying for what you’re getting – because trust starts with transparency. You should know the value you’re receiving up front.

If you can’t explain it clearly, then you don’t really know it – these are words we live by. Our goal is to remove the jargon and complication in financial advice to keep you informed on your personalised plan. Keep it simple. Keep it clear.

About 30 minutes of your time.

First, we want get to know our clients we want to understand what’s important to you, what your vision of true wealth looks like and ensure that we are able to help you.

Once we know we can help you we will discuss the next steps and the costs, if you choose to progress from there you won’t be disappointed.

If we feel we aren’t the right adviser for you at this stage then we will put you in touch with someone that we believe will be able to help.

Brad is an ‘authorised financial adviser’ and also an accredited investment fiduciary. All financial advisers need to register on www.fspr.govt.nz so you can see what qualifications they have.

Alongside these qualifications we are continuously completing professional development and further education to ensure that the advice we provide to our clients is the best.

For us service is what separates us from other financial advisers. We genuinely care about our clients and how we can help them achieve what they want to in life.

When you partner with us you can expect us to do the little things that we believe are important, answering the phone, returning emails plus annual reviews and a few other things that we like to be a little be special along the way

No, not at all. For us it is about working with people who want to pursue their vision of true wealth by providing a solution that best suits your needs now and in the future.

This is a key concern for many people who have witnessed over the years the blatant fraud that has occurred in the financial services industry.

At Common Sense we utilise the services of NZ’s largest custodial service. This means your investments are held on your behalf with an independent 3rd party to ensure that they are safe and secure.

How We Serve You

Life comes at you fast, and it often seems like it’s never going to slow down. Since 2018, we’ve helped our clients through the ups and downs of life – in the markets and at home. No matter where you are right now, we can help.

Still have a question?

If you still need an answer, feel free to contact us.

Office Hours

Mon – Fri 9:00am – 4:00pm

After Hours

Brad 027 266 7673
​Gary 027 244 3014

Our Services

What we do

Our passion is to help people from all walks of life find their own vision of true wealth. That means helping define what true wealth looks like for you, putting a plan in place to pursue your vision, then partnering with you to grow, protect and maintain that wealth.

Financial Planning

We will design a plan to evaluate your current financial situation and direct you toward true financial freedom.

Learn More

Retirement Planning

We are here to help you avoid your own personal retirement crisis, by putting in a financial plan using our Common Sense process.

Learn More

Risk Management

We will help you understand the risks to achieve your true wealth vision and develop a plan to protect those you care about most.

Learn More

Investment Management

Our disciplined, evidence based strategies provide your portfolio with the proactive service you need to pursue your goals.

Learn More

Legacy Planning

We will help create a comprehensive estate plan that leaves little to chance, along with teaching you how your assets will be distributed to the next generation.

Learn More

Our Services

What we do

Our passion is to help people from all walks of life find their own vision of true wealth. That means helping define what true wealth looks like for you, putting a plan in place to pursue your vision, then partnering with you to grow, protect and maintain that wealth.

Insights

Schedule a Consultation

In 15 minutes we can get to know you – your situation, goals and needs – then connect you with an advisor committed to helping you pursue true wealth.

Office Phone
06 843 1915

Office Hours
Mon – Fri 9:00am – 4:00pm

Doug and Renae

“We have been working with Brad over the last 12 months, he has tailored our insurance plan to suit our lifestyles, it is always easy when we meet with Brad and he ensures that we have a full understanding of our policies.”

Graeme and Julie

“We had huge concerns about retirement… There were lots of questions and we didn’t know who to talk to regarding our finances. Then Brad came across our path and he was able to answer the questions, give us direction and explain options we had not thought of, with regard to setting realistic reachable goals. Thanks Brad !!”